Banking

Associate with risk operations – Affirm

Affirm is reinventing credit to make it more honest and user-friendly, giving consumers the ability to buy now and pay later with no hidden fees or compound interest. Affirm is reinventing credit to make it more honest and user-friendly, giving consumers the ability to buy now and pay later with …

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Credit card grace period suspends interest

If you pay off your credit card in full each month, a built-in feature lets you extend the time you have to pay for interest-free purchases. The secret? Something known as credit card grace period. The grace period begins with the interval between the end of your credit card billing …

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Will opening a new credit card hurt my credit score?

Opening a new credit card may temporarily affect your credit score. When a card issuer reviews your credit information because you applied for a credit card, it is a “Hard shot.“It can cause your credit score to drop slightly whether you are approved or not. Need a credit file check? …

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What to know about buying a small house

Buying a mini-house comes with a lower price and less maintenance than a traditional house, but also comes with some hurdles. From how to fund it to where to find it, here are things to consider when deciding if the little life is right for you. What is a small …

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RISLA Refinancing and Private Student Loans: 2021 Exam

Full review RISLA’s private student loan is a good option for borrowers who value flexibility in payments. RISLA offers an income-based repayment plan that caps payments at 15% of income and forfeits any remaining balances after 25 years, similar to federal government income-based repayment plans. RISLA also reimburses up to …

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A basic checklist for filing your taxes

Declare your taxes can be a problem, but it doesn’t have to be if you’re preparing for the process. Tax day is just around the corner, now is the time to start. The four-step checklist below will make it as easy as possible to submit your returns to the IRS …

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