Banking

Credit card grace period suspends interest

If you pay off your credit card in full each month, a built-in feature lets you extend the time you have to pay for interest-free purchases. The secret? Something known as credit card grace period. The grace period begins with the interval between the end of your credit card billing …

Read More »

Will opening a new credit card hurt my credit score?

Opening a new credit card may temporarily affect your credit score. When a card issuer reviews your credit information because you applied for a credit card, it is a “Hard shot.“It can cause your credit score to drop slightly whether you are approved or not. Need a credit file check? …

Read More »

What to know about buying a small house

Buying a mini-house comes with a lower price and less maintenance than a traditional house, but also comes with some hurdles. From how to fund it to where to find it, here are things to consider when deciding if the little life is right for you. What is a small …

Read More »

How to find the right real estate agent for you

Using a professional real estate agent when buying or selling a home can help you make wise decisions and avoid costly mistakes. But not just any agent will do. Here’s how to choose the right real estate agent for you. The basics of the real estate agent Before you start …

Read More »

What are the loan conditions? | Personal finance

Lindsay VanSomeren – Forbes Councilor Loan terms can have several different meanings. On the one hand, it can refer to the length of time that you will pay off your loan. On the other hand, it also refers to your loan details (or terms and conditions) like your monthly payment …

Read More »

Colorado First-Time Home Buyers Programs in 2021

NerdWallet is in no way affiliated with the Colorado Housing Finance Authority (CHFA). CHFA does not endorse or affirm the information on this page, including lender programs, rates or ratings. The availability and details of CHFA programs are subject to change at any time. It’s hard to be a first-time …

Read More »

Interview with Joe Bayen, Grow Credit

Story of Benjamin F. Kuo For today’s interview, we spoke with Joe bayen, CEO and founder of the Los Angeles-based company Increase credit (www.growcredit.com), which runs a fintech startup that allows you to pay for your subscriptions via a free Mastercard, in order to increase your credit score. The company’s …

Read More »

What is a bear market and how should I invest during a market?

The words “bear market” scare many investors. But these deep market reversals are inevitable, and often relatively short, especially compared to the duration of bull markets when the market appreciates. Bear markets can even offer good investment opportunities. Here’s what a bear market means and the steps you can take …

Read More »